However, there are a variety of associated costs that are easy to overlook, including insurance, property taxes and homeowners association dues. To figure out associated costs – When it comes to buying a house, most people focus on the down payment as the biggest cost associated with homeownership.When deciding on a term length for your mortgage, it’s also a good idea to consider other related factors, such as how long you plan to live in your home and whether or not you plan to refinance. Shorter-term lengths have higher monthly payments but may end up saving you money in the long run. Longer-term lengths will reduce your monthly payment, but you’ll pay more interest over time.
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